Executive Equity & Tax Planning Assessment

George Wealth Management | Project Clarity

Executive Equity & Tax Planning Assessment

For executives with stock options, RSUs, ESPP shares, employer stock, NUA questions, Roth conversion timing, and concentrated company exposure.

Many executives do not need another opinion. They need a coordinated plan for how equity compensation, taxes, retirement, and investment decisions fit together.

DiscoverPrepareDecideReview

What you'll receive: equity review, NUA questions, tax timing considerations, and 90-day priorities.

Who this is for: executives with RSUs, options, ESPP shares, employer stock, retirement transition, Roth conversion, or NUA questions.

Step 1: Executive Transition Context

Time Horizon

How far are you from retirement or work optionality?Equity decisions often need to be coordinated before employment status changes.

Income Outlook

Expected taxable income after transitionThis affects option exercise, Roth conversion, and charitable planning.

Company Exposure

Net worth tied to employer stock or equityA higher concentration usually raises the need for a written plan.

Tax Liquidity

Cash available outside company stock for taxesExercises and sales can create taxes before the plan is ready.

Step 2: Equity Compensation

Equity Type

What type of equity compensation do you hold?Each type has different tax and timing issues.

Equity Value

Estimated company equity outside the 401(k)Use a rough number for planning discussion only.

Option Deadline

When do meaningful options expire?Expiration can turn planning into a deadline.

AMT Review

If you have ISOs, has AMT been modeled?ISO exercises can require AMT review even without a sale.

Step 3: Employer Stock Inside A 401(k)

Employer Stock In Plan

Do you hold employer stock inside a 401(k), ESOP, or qualified plan?Employer stock inside a plan may deserve NUA review before a rollover.

Cost Basis

Do you know the cost basis and NUA?NUA depends heavily on cost basis and appreciation.

Appreciation

How much has the plan stock appreciated?NUA is usually most relevant when appreciation is meaningful.

Rollover Status

Has the employer stock already been rolled to an IRA?NUA review should generally happen before a full rollover decision.

Step 4: Planning Signals

I have trading windows, blackout periods, or insider restrictions. Charitable giving may be part of the plan. A lower-income window may create Roth conversion questions. Estate or beneficiary planning should be coordinated. The equity plan needs to support work-optional cash flow. I do not have a written exercise, sale, and diversification plan.

Your Executive Planning Snapshot

Planning Score0%

Equity Concentration0%

Option Tax Readiness0%

NUA Review Signal0%

Coordination Need0%

Schedule A Planning Conversation

Educational purposes only. This tool is not legal, tax, accounting, investment, insurance, or financial planning advice. It is not a recommendation to buy, sell, exercise, convert, distribute, roll over, or hold any security or account. Consult qualified professionals before making decisions.