Blog
When it comes to my investment strategy and economic outlook, I utilize technical indicators to gauge the market direction in the short term and rely on academic research to offer investment advice. These tools help identify trends and predict future movements. I also cross-reference these indicators with the Federal Reserve's monthly economic forecasts to determine the underweight and overweight of different asset classes, both domestic and foreign.
To allocate the growth portion of your portfolio, I use these tools along with a risk tolerance questionnaire. For a stable and reliable income that addresses inflation, I turn to academic research, timelines, and non-correlated investments. This investment model has been tried and tested over time and is used by many large endowments.
Before making any investment decisions, it's crucial to have a clear understanding of your vision, values, and goals. I understand that this process can be overwhelming, as I have personally experienced it myself. That's why I am here to guide you and help you pursue your one, three, and five-year goals, so you can confidently plan for your financial future.
Top 10 Questions High Net Worth Individuals Ask About Social Security
Social Security, the program you may have spent a lifetime paying into, is designed to offer stability, supplemental income, and other valuable benefits that can play a role in your overall financial strategy after you retire. We've...
Read MoreUnderstanding the September Effect: What It Is and Why It Happens
If you ask the average investor which month is the most volatile for the stock market, they will probably say October. It's a reasonable answer, but it's incorrect. Despite October's reputation for market-defining events like the...
Read MoreEstate Planning: Key Questions to Safeguard Your Financial Future
Estate planning is a vital aspect of financial management that often gets overlooked or delayed. It involves making important decisions about the distribution of your assets and healthcare preferences and ensuring your loved ones'...
Read MoreUnderstanding Social Security: A Comprehensive Guide to its History, Benefits, and Updates in 2023
Social Security is a vital component of the social insurance system that provides financial support to millions of Americans during retirement, disability, and in the event of a worker's death. In this article, we will delve into the...
Read MoreRecovering from Financial Hardship: A Roadmap to Rebuilding Your Finances
Financial hardship can strike anyone at any time, leaving individuals feeling overwhelmed and uncertain about their financial future. Whether it's due to unforeseen circumstances, lack of planning, or overwhelming debt, recovering from...
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The 6 Biggest Mistakes DIY Investors Make and How to Avoid Them
IntroductionOver the last several months, I have met with quite a few self-proclaimed do-it-yourself (DIY) investors who, after struggling with the markets in 2022, approached me asking for a second opinion. Interestingly, almost every...
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The Benefits of Reading 'Common Stocks and Uncommon Profits'
Whether you're a seasoned investor or just starting your investment journey, Philip Fisher's "Common Stocks and Uncommon Profits" is a valuable resource. It offers timeless wisdom and practical advice that can help you make informed.
Read MoreBring Financial Advisory to the Workplace
Boost Productivity and Employee Satisfaction with Personalized Financial GuidanceIn today's complex financial landscape, many employees struggle with financial stress, which can impact their productivity and job satisfaction. But what...
Read MoreHealth Savings Accounts: Pros, Cons, and Retirement Considerations
What if your child needs braces? The cost may be as much as $6,000 for metal braces—more modern versions can run as much as $13,000. Your health insurance may cover only a portion of the cost. If you're well past the braces stage...
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How a Financial Advisor can Help You Become a Millionaire
Collaborating with a financial advisor can prove to be an invaluable strategy for wealth generation, financial prosperity, and achieving millionaire status. Regardless of whether you're taking your first steps or aiming to elevate your financial position, their expertise ensures sound guidance every step of the way.
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How Many Millionaires in the United States Use a Financial Advisor? The Surprising Truth
As a small business owner, entrepreneur, or C-suite executive, you may wonder how many millionaires in the United States actually use a financial advisor. After all, if they have enough money to be wealthy, they must have their...
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2023 Mid-Year Outlook
Examining the Mid-Year Outlook for 2023, it appears that the S&P 500 index experienced a 20% increase in the second quarter, marking a transition from a bear market to a bull market. This impressive market growth was primarily driven...
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How To Choose the Right Financial Advisor for Your Small Business Needs
How To Choose the Right Financial Advisor for Your Small Business NeedsAs a small business owner, you have a lot on your plate. From managing day-to-day operations to planning for long-term growth, there’s never a shortage of...
Read MoreTop 7 Most Common Estate Strategy Mistakes (and How to Avoid Them)
Getting your affairs in order and outlining what you want done with your estate after you’re gone is one of the greatest gifts you can leave your loved ones. However, not preparing for the transfer of your assets can lead to...
Read MoreNavigating the Costs of Senior Care: Tips for Preparing for Long-Term Care
Senior care costs can be overwhelming, particularly when long-term care is required due to illness or medical conditions. With the number of seniors in the U.S. expected to rise exponentially by 2030, it's crucial to be prepared for...
Read MoreLiving Trusts: Understanding the Basics and Key Considerations
Estate management can be a complex and daunting task for many people, but it’s a critical step in helping your assets get managed and distributed according to your wishes. One popular tool that can be used in estate strategies is...
Read MoreDiscovering Underpriced Stocks
I have a profound interest in stock investing. It's intriguing, exhilarating, and can be pretty rewarding. But, of course, it also comes with a certain level of risk. I embarked on my stock investing journey in 1988, and over the years...
Read MoreTrying to Time a Recession?
The Federal Reserve has been steadily increasing interest rates in an attempt to slow the rate of inflation. Its efforts are yielding some results, although inflation remains stubbornly high. This may cause...
Read MoreAre We Seeing a Change in Market Direction
Market action over the past week saw the Positive MA for All Equity Funds 1040MU0 reverse from 86% to 78%, its first reversal lower since September 2021. This indicator measures the percentage of all equity funds tracked on...
Read MoreTry these 5 strategies to gain financial health
TRY THESE FIVE STRATEGIES TO GAIN FINANCIAL HEALTH. Being financially healthy looks different for everyone and every life stage. But what almost everyone can agree on are the benefits of creating positive habits to improve the health of...
Read MoreChattanoogans Your Guide to Year-End Charitable Giving
Whatever your reason for giving this year, it’s important to know how your charitable contributions can impact your financial plan. In fact, being strategic and intentional with your charitable contributions can create tax...
Read MoreChattanoogans End-of-the-Year Money Moves in 2022
WHAT HAS CHANGED FOR YOU IN 2022? For some, this year has been as complicated as learning a new dance. Did you start a new job or leave a job behind? That’s one step. Did you retire? There’s another step. If notable changes...
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