Pricing Transparency
Our Commitment to Upfront and Honest Pricing
We want you to understand exactly what you are paying for and why. By being upfront about our fees, we build trust and foster a relationship based on honesty and integrity. This approach eliminates surprises and hidden costs, demonstrating our dedication to ethical practices and client-centric service, which ultimately leads to stronger, long-lasting partnerships.
Financial Planning
Packages | Entry | Comprehensive | Concierge |
Initial Complimentary Consultation | 1 | 1 | 1 |
In-Person and/or Virtual Meeting(s)/Year | 1 | 2 | 4 |
Phone Calls/Emails | Unlimited to Support Staff 1 Scheduled Check ins with Advisor/Year | Unlimited to Support Staff 2 Scheduled Check Ins with Advisor/Quarter | Unlimited to Support Staff Unlimited to Advisor |
Monthly Fee | $150/month First Year $100/month After | $300/month First Year $225/month After | $500/month First Year $425/month After |
Entry Package |
Initial Complimentary Consultation 1 |
In-Person and/or Virtual Meeting(s)/Year 1 |
Phone Calls/Emails Unlimited to Support Staff 1 Scheduled Check ins with Advisor/Year |
Monthly Subscription Fee $150/month First Year $100/month After |
Comprehensive Package |
Initial Complimentary Consultation 1 |
In-Person and/or Virtual Meeting(s)/Year 2 |
Phone Calls/Emails Unlimited to Support Staff 2 Scheduled Check Ins with Advisor/Quarter |
Monthly Subscription Fee $300/month First Year $225/month After |
Concierge Package |
Initial Complimentary Consultation 1 |
In-Person and/or Virtual Meeting(s)/Year 4 |
Phone Calls/Emails Unlimited to Support Staff Unlimited to Advisor |
Monthly Subscription Fee $500/month First Year $425/month After |
Resources | Entry | Comprehensive | Concierge |
Adviceworks Client Portal | * | * | * |
Online Educational Suite | * | * | * |
Goal Planning | * | * | * |
All in One Place Account Linking | * | * | * |
Secure Document Vault | * | * | * |
Budgeting and Expense Tracking | * | * | |
Access to Financial Essentials Monitoring Tool | * | * | * |
Annual Tax Letter via Holistiplan | * | * | * |
Annual Tax Planning via Holistiplan | * | * | |
Yearly Roth Conversion Strategy | * | * | * |
Access to Weath.com for Estate Planning and Document Completion*** | * | * | * |
Access to College Funding Solutions | * | * |
Personal Planning Areas | Entry | Comprehensive | Concierge |
Financial Virtues Survey | * | * | * |
Portfolio Analysis | * | * | * |
Employee Benefits Review | * | * | * |
Beneficiary Review Summary | * | * | * |
Qualified Plan Asset Allocation Review | * | * | * |
Insurance Needs Analysis (Life, Disability, LTC) | * | * | * |
Debt Analysis & Reduction Strategies | * | * | * |
Retirement Analysis Plan/Roth Conversion | * | * | * |
Colllege Funding Solutions* | * | * | |
Tax Planning in coordination with a tax professional | * | * | |
Estate Planning in coordination with attorney | * | ||
Retirement Income Plan | * | * | |
Required Minimum Distribution Planning (RMD) | * | * | |
Medicare Premium Planning | * | * | |
Social Security Planning | * | ||
Legacy Planning | * | ||
Charitable Giving Planning | * | ||
Weekly Conversation w/ Advisor During Mkt Volatility | * | ||
Trust Services in coordination with attorney | * |
Asset Management
Assets Under Management Fee Schedule | Percentage Client Fee** |
First $0 - $500,000 | 1.25% |
Amounts greater than $500,000 - $1,000,000 | 1.00% |
Amounts greater than $1,000,000 - $2,000,000 | 0.90% |
Amounts greater than $2,000,000 - $5,000,000 | 0.80% |
Amounts greater than $5,000,000 | 0.65% |
-AUM under $180,000 requires a Financial Planning package in order to receive the additional services above. A separate Financial Planning agreement will be required in addition to the Investment Advisory agreement.
-A complimentary no cost or obligation Financial Planning Entry level package is provided to clients starting at AUM over $180,000. AUM over $360,000 receive our Comprehensive level package at no cost or obligation.
-Clients with AUM over $600,000 have the Concierge Financial Planning Package fee waived and offered at no obligation.
**Percentage indicated is a combination of the program fee and the advisor fee to equal "Percentage Client Fee" for each cell in the column. these fee apply to UMA, Advisor 1, Advisor 2, and Guided Advisory Portfolios.
Clients in Managed or Unified programs will pay a manager fee based on the selected manager.
A La Cart Fee Schedule
- Social Security Filing Strategy Evaluation - $50
- Roth Conversion Strategy Evaluation -$200
- Combination of Social Security Filing and Roth Conversion Strategy Evaluation -$180
- Budgeting $50 -using adviceworks
- Budget monitoring $10 per month - using adviceworks and elements app
- RMD/QCD Management and Distribution Planning Annual fee - $1,000
- Retirement Planning Projections - $250
- Tax Return Analysis and Review Annual fee with a tax professional - $1,000
- Trust Services with an attorney- $250
- College Funding Solutions
- Compare School Report $50 per school Click here for detail
- Scholarship Estimator $200 Click here for details
- College Search Query Tool $300 Click here for details
- Introductory Financial Planning - $300
- Learn if you can make work optional
- Learn if you are using your income wisely
- Learn if you have the right mix of assets
- Learn where you need to focus to pursue your financial purpose and how a Financial Advisor can guide you
- Learn how to communicate with family and other advisors how you think and feel about money and your top 2 blind spots that may be getting in your way
- access to wealth.com for estate planning
Tools to Coordinate Social Security, IRAs, 401K, Pension, and other assets to help with income planning- Complementary
* College Funding Solutions is not affiliated or registered with Cetera Advisor Networks LLC. Any information provided by them is in no way related to Cetera Advisor Networks LLC or its registered representatives.
Access to the Wealth.com website is granted to you by Wealth, Inc. through your Cetera associated financial professional solely in his/her capacity as a subscriber, which provides you with access to certain estate planning documents. Should you choose to use Wealth.com to access estate planning documents, you will supply information directly to Wealth.com, and Wealth.com will provide you with draft estate planning documents. None of Cetera financial professionals, or Wealth, Inc. are acting as an attorney or providing legal advice in any fashion. All such documents generated by Wealth.com are subject to Wealth.com’s terms and conditions, which you should review. You should not rely on these documents until, at a minimum, you have reviewed and finalized them with an attorney from Wealth.com’s nationwide network of attorneys on retainer. Prior to finalizing any documents, Cetera also encourages you to seek personalized estate planning advice from as many qualified professionals as appropriate to evaluate your individual estate planning needs and to review your estate plan documents. Please note that Cetera and their affiliates are not related to or otherwise affiliated with Wealth, Inc. by common ownership or control. Neither Cetera nor its financial professionals receive compensation from Wealth, Inc.”
Financial Planning & Consulting may be a complimentary no obligation service based on AUM provided to new and existing advisory clients. Financial Planning & Consulting Services is completed through a separate agreement from the Investment Management Services agreement. Please refer to firm's ADV Part 2A and the client's agreement for additional platform, strategist or any related fees that may apply.