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Financial Readiness Questionnaire

Financial Readiness Questionnaire

Financial Readiness Questionnaire

Please answer each question honestly. Your results will help reveal how close you are to making work optional, positioning your money effectively, and using it wisely.

Section 1: When Can I Make Work Optional?

1) Do you know your annual spending needs if you stopped working today?

Yes, I have a detailed budget. I have a general idea. Not really sure.

2) Do you know your total investable assets and how much income they could generate?

Yes, and I review it regularly. I have an estimate. I don’t know.

3) Do you have a written retirement income plan (withdrawal strategy, tax planning, etc.)?

Yes, a detailed plan is in place. Somewhat—rough projections only. No plan yet.

Section 2: Do I Have My Money Positioned Correctly?

4) How would you describe your investment portfolio?

Diversified, risk-aligned, and reviewed regularly. Somewhat diversified, reviewed occasionally. I’m not sure how it’s invested.

5) How often do you rebalance or review your investment allocation?

At least annually or with my advisor. Every few years or when the market moves a lot. I’ve never done it.

6) Do you have a clear understanding of your investment costs and taxes?

Yes, I know my fees and tax impact. Somewhat. Not at all.

Section 3: Am I Using My Money Wisely?

7) Do you regularly track where your money goes?

Yes, with a tracking app or spreadsheet. Occasionally review my spending. Rarely or never.

8) Do you feel confident that your spending aligns with your values and goals?

Yes, very confident. Somewhat. Not really.

9) Do you have a plan for major future goals (travel, giving, family support, etc.)?

Yes, they’re clearly defined and funded. I have some plans, but not fully detailed. Not yet.

Your Results

When can I make work optional? — —
Do I have my money positioned correctly? — —
Am I using my money wisely? — —

Overall Summary

—

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